Sam Coyne helping other shop owners in the aftermath of the flood. Photo: Sally Fox Tennant |
Sam Coyne and his husband Josh
Haupt were heading to their nearby home just as record-breaking amounts of rain
began to deluge Ellicott City’s historic Main Street on July 30.
Coyne, the owner of Craig Coyne Jewelers, was
notified by his alarm company that his store had been flooded. The business, which he started nearly 17
years ago in Ellicott City, was moved to a new location in 2014 at 8133 Main
St. in a renovated historic stone building with Wedgwood blue doors, trimming,
and flower pots on the exterior.
The couple, who were married
last fall in Ellicott City, immediately turned back and ran down to help
people. “There was screaming and sparks,
the smell of gas and refuse,” Coyne said. “We were able to help three women, three dogs
and a cat, which we feel really good about.”
Only recently was Coyne
permitted to return to the store and assess the damage. Before that, his access was limited. #hococommunity
“Our building is one of the
original stone structures in town and while tiny, it is made finely of granite
mined in the hills of the town we call home,” he says. “A small wooden addition and a small deck on
the backside we think cannot be salvaged.
All showcases, glass, windows, doors, flooring and ceiling are in need
of extensive repair or replacement.”
Customer jewelry had been
secured in a 3,000 pound vault that is now standing upright on a layer of
mud. The jewelry contained in showcases
is a different matter.
Recently, Coyne was able to
retrieve security footage from his store that dramatically reveals the onset of
the flooding and the interior damage that resulted. The video
was shown on WBAL-TV.
Last Tuesday, Coyne and Haupt,
who is also his business partner, met with the insurance inspector and
structural engineer. “The building's
foundation is not damaged,” Coyne says.
“The entire first level will be gutted including the floor rafters,
flooring, walls and ceiling.”Sam Coyne |
Howard County government is not
allowing any private companies to do work until about September 16. Public Utilities are shoring up everything
first. Work at individual properties cannot begin until after the street is
opened, according to Coyne.
They are taking a direct financial
hit from this flood. “Our secondary insurance coverage is not paying, saying,
‘The first occurrence must be an insurable event before secondary coverage
begins.’ So all the jewelry that washed
away, the display, glass, lighting, showcases, gem equipment, computers,
security system, vault, jeweler’s tools, etc. come with a direct cost to
us. We are approaching $500,000 in
loss. Our big question, raise the money
to rebuild or raise the money to move on.”
To help pay for Coyne’s losses, Lori
Gadola of Kelim Jewelry, launched a GoFundMe page.
“We are now questioning the
economic viability of Historic Ellicott City,” Coyne muses. “Without any answers we are unable to move
forward so we continue to pay all our expenses hoping to survive until the town
can be rebuilt.”